Houses For sale in Eszak Alfold

for sale

• Rooms5
• Bathrooms2
• Floor Area360 m²

This spacious 360 m² family house in Tiszavasvári features a generous living room plus 4 bedrooms, ideal for large families or multi-generational living. The house offers a large kitchen with oak cabinetry, a pantry, and spacious bathrooms with beautiful finishes. With a commercial opportunity at the street front, it is conveniently located near shops, schools, a pharmacy, and a thermal bath. Perfect for families or business ventures. Contact us for more information!

for sale

• Rooms5
• Bathrooms2
• Floor Area175 m²

Offering for sale a beautiful Art Nouveau building located in the most picturesque street of Nyíregyháza, in the Sóstó villa district, Szabolcs-Szatmár-Bereg County. Built in the late 19th to early 20th century from local bricks, this protected building has playful curved lines that enhance the cityscape. The plot size is 807 sqm, with the villa covering an area of 175 sqm. The ground floor features 3 rooms, a hallway, shower, and WC, while the upper floor includes 2 rooms, a kitchen, bathroom + WC, pantry, hallway, and a balcony. Heating is provided by a gas boiler and convector. The property is free of encumbrances. For more information, please call!

for sale

• Rooms3
• Bathrooms1
• Floor Area100 m²

A spacious, renovated family house is available for sale in Beszterec. Built in 1986, this property features 3 bedrooms, a kitchen, a bathroom, hallway, WC, pantry, boiler room (with a basement), garage, and workshop. The home is heated by a gas and solid fuel boiler, along with a large tiled stove. Renovations in 2023-2024 include a new heating system with radiators, electrical wiring replacement, laminate flooring, external and roof insulation, and new windows with shutters. The property sits on a fenced 1440 m2 lot, which includes an animal shelter or storage building and a garden tap. The property is free of encumbrances and can be occupied immediately. It is eligible for the Village CSOK program. Beszterec is located 30 km from Nyíregyháza and is accessible by road from three directions: via Vasmegyer on the 3824 road, and from Kék or Tiszatelek via the 3826 road. We offer free banking services to our clients. If this listing piques your interest, feel free to reach out to us.

for sale

• Rooms2
• Bathrooms0
• Floor Area62 m²

Offered for sale is a renovatable family house in Tiszatelek with a large plot. The building, constructed in the 1950s from adobe and topped with tiles, spans approximately 60 m² with 2 rooms, a large kitchen, and a spacious hallway. Heating is possible via a stove. Electricity is available, water is only in the summer kitchen, and gas is on-site with sewage in the street. The plot of 1603 m² also includes a summer kitchen of about 10 m² in the same condition and an outbuilding of approximately 40 m². The yard features both a drilled and dug well. Additionally, there are 2 parcels of land behind the plot totaling 6758 m² for sale, bringing the total to 8361 m². Just a few hundred meters from the property on the main street, there is a brand-new kindergarten, a Reformed church, a Catholic church, shops, a medical practice, a pharmacy, and a post office, with a nursery currently under construction. The bus stop is almost right in front of the house, providing good transport links to Nyíregyháza, and many nearby major companies also have bus connections to the town. Our bank services (CSOK, loans, etc.) are free for our clients. If this ad has piqued your interest, please call with confidence.

for sale

• Rooms5
• Bathrooms1
• Floor Area140 m²

An impressive family house for sale in the main street of Szabolcsbáka, suitable for business as well. This uniquely designed large family home comes with a sauna house. Built in 2007, the brick structure features a tiled roof and spans two levels. The ground floor includes a room, kitchen, dining area, living room, and bathroom with a toilet. The upper floor has 2 large rooms with a balcony, 1 smaller room, a gallery, stairwell, and further extension possibilities with a bathroom and an additional room. Heating is provided by a gas and solid fuel boiler, with underfloor heating in tiled areas and radiators elsewhere. The living room boasts a beautiful large tiled stove and cooling-heating air conditioning. The windows are made of heat-insulated wood. Approximately half of the building has a basement, which includes a garage, boiler room, and storage. There is a separate log sauna house built in 2015 with a plunge pool and bathroom. A security system, wrought iron fence and railings, and irrigation system are in place. Furniture can be negotiated. The 3061 m² plot is partially fenced, featuring a relaxation garden, vegetable patch, and fruit trees. Szabolcsbáka is located in Szabolcs-Szatmár-Bereg county, in the Kisvárda district, 9 kilometers northwest of Kisvárda, accessible along the 4108 road connecting Kisvárda and Vásárosnamény. A railway line does not pass through. If this advertisement piqued your interest, feel free to contact me. All banking services for clients are free of charge.

for sale

• Rooms3
• Bathrooms1
• Floor Area120 m²

This 120 m² family house in Tiszaeszlár, located on Rákóczi Street, offers 3 spacious bedrooms on a 2509 m² plot. Built in 1982, it features solid brick walls, a tiled roof, and is heated by gas convectors and tiled stoves. The property includes a separate kitchen, pantry, and dining area, all of which can be opened into one space. There are 3 large bedrooms, one with a loggia, and the house has an eastern exposure. Additionally, it comes with a 40 m² storage space in the basement and a 25 m² garage. The plot also has outbuildings and is free of encumbrances, allowing for immediate occupancy. Our services for buyers are complimentary, including assistance with loans and other financing options!

for sale

• Rooms6
• Bathrooms2
• Floor Area150 m²

This beautifully renovated 5-bedroom family home with an American-style kitchen is available for purchase in a quiet street in Ibrány. The heating is provided by a gas and solid-fuel boiler, while a high-performance air conditioner ensures cooling. Built in 1998 from silicate materials, the property features a basement with a garage (suitable for two cars, includes a workshop pit), storage space, and a boiler room. The ground floor comprises 2 bedrooms, an American kitchen, a bathroom, a WC, a hallway, a covered porch, a staircase, and a garage. The upper floor includes three bedrooms, a hallway, and a bathroom with WC. The property is debt-free and ready for immediate move-in! Ibrány is a beautifully developing town with nursery, kindergarten, schools, high school, swimming pool, sports facilities, medical offices, and outpatient center. If you are interested in my advertisement, feel free to call!

for sale

• Rooms3
• Bathrooms1
• Floor Area80 m²

A move-in ready family house is for sale in Demecser! This solid brick family home features approximately 80 m² of living space, including 3 bedrooms, a kitchen, hallway, bathroom with WC, and a pantry. Heating is provided by gas convectors. The property also includes a garage on the enclosed plot. Currently habitable, it can be transformed into a modern family home after renovation in a very good neighborhood. Demecser is located 27 km from Nyíregyháza and Kisvárda. The small town offers schools, kindergartens, medical offices, pharmacies, and shops. The train station services IC trains, and there is excellent bus connectivity. All banking services (loans, subsidies, etc.) for our clients are free of charge. If this listing has caught your interest, please feel free to contact me!

for sale

• Rooms3
• Bathrooms1
• Floor Area124 m²

A family house with a commercial space for sale in Tiszatelek. This property, built in 1976 from tuff, offers nearly 110 m2 of living space with 3 spacious rooms, a dining area, kitchen, bathroom, separate toilet, pantry, and corridor. The heating is provided by a gas and solid-fuel boiler, and there is also a chimney for a tiled stove or fireplace. The windows are made of wood, and the flooring consists of wooden floorboards and tiles. In addition to the main building, there is a boiler house with a floor passage, storage buildings, and utility buildings. The residential house features a direct entrance on the street front, originally a café named Pálma, which was built in 1990 from brick and Ytong. It has tiled flooring and is heated by a gas boiler and air conditioning. The commercial space includes a foyer, storage area, and restroom, making it almost ready for immediate use, though it can be repurposed for various uses, such as a garage. The 2882 m2 plot can accommodate a relaxation garden, vegetable garden, or small farm. The property is classified as a removed farm, arable land, with a 0 plot number. In the village, there is a brand new kindergarten, Reformed church, Catholic church, medical office, pharmacy, and a brand new nursery. It also boasts a high-quality primary school for grades 1-8. Good bus connections to Nyíregyháza, with transport options for most nearby large companies. If this listing has caught your interest, please feel free to call me.

for sale

• Rooms4
• Bathrooms0
• Floor Area140 m²

I am offering for sale a versatile property located in Nyírtelek, at Belegrád Farm. Currently classified as a warehouse, it previously operated as a pastry shop. Built in the 1970s from brick with a wooden ceiling structure, the middle area is concreted, allowing for potential loft conversion. Property features include: 140 sqm of tiled spaces, 5 entrances, social section, and storage. Utilities are available but disconnected. Situated on a 1112 sqm plot, the building can function as an industrial facility, workshop, or warehouse, and can be converted into a large family home after renovation. Just a few meters from the bus stop and kindergarten on an asphalt road. If this listing piques your interest, please call confidently!

for sale

• Rooms5
• Bathrooms2
• Floor Area137 m²

I am offering two family houses for sale in Nyíregyháza, close to the railway station. Situated on a 274 sqm plot, these houses have a total area of 137 sqm and consist of 2 properties with mixed brick and rammed earth walls. Each property is heated by gas convectors. The 63 sqm house had its electrical wiring replaced in 2013, and the PVC windows were updated 2 years ago. The furniture is negotiable. The property is in good condition. Additionally, there is a 19 sqm retail space with a separate entrance. The 55 sqm house features wooden windows. The furniture is not included in the sale price. The ceiling height is 3.3 meters. It is habitable but requires renovation. The plot has 2 storage rooms and a garden toilet, accessible from two streets, and a shared yard. The full attic and a 2-room cellar provide extra space. Currently, the two houses are for sale together. We offer all our services (CSOK, loan management) free of charge for our clients. If my advertisement has caught your interest, please call me with confidence.

for sale

• Rooms4
• Bathrooms1
• Floor Area110 m²

This mixed-material family house near the main street of Rakamaz is now available for purchase. Covering nearly 110 m², it features a large open-plan kitchen and living room (43 m²), 3 bedrooms, a hallway, and a spacious bathroom with a WC. The two bedrooms are fitted with laminate flooring, while the remaining areas have tiled flooring. The home is heated by gas convectors, a fireplace, and an air conditioning unit. Recent renovations include new windows, updated flooring, insulation of the base, and a fresh exterior paint job. A cellar is located under part of the house, along with an open terrace. The 1209 m² yard includes a two-car garage, storage space, a building suitable for animal husbandry, and a large greenhouse structure. The corner lot opens onto two streets and is conveniently located close to the town center and railway station, making it a great opportunity for large families or businesses. Rakamaz is situated at the meeting point of hills and the Great Plain, 30 kilometers from the county seat, Nyíregyháza, and separated from its western neighbor, Tokaj, by the Tisza River. The village is well-equipped with schools, kindergartens, a doctor, a pharmacy, and shops.

for sale

• Rooms3
• Bathrooms0
• Floor Area67 m²

I am offering for sale a 67 m² family house built from adobe in Gégény, located on Petőfi Street. This renovatable property features 2 bedrooms, a living room, a kitchen, and a pantry. The roof structure, drainage system, new stablon planks, and window fittings have been replaced. Although there is currently no bathroom or toilet in the building, these can be easily added. Interior works have commenced, but finishing touches are awaited by the new owner. Water and gas connections are available in the yard, and electricity is connected. The plot size is 2240 m² and is free of encumbrances. Suitable for Village CSOK!

for sale

• Rooms1
• Bathrooms1
• Floor Area69 m²

I am offering a family house for sale in Fehérgyarmat, near road 491, in a quiet street. Renovations have begun on the residential building, including window replacements, roof refurbishment, and the creation of a covered terrace! The interior works allow the new owner to design the garden according to their taste. The fenced plot is 1794 m², providing an excellent opportunity for a relaxing garden or vegetable and fruit growing. Water, gas, electricity, and sewage are available. If my advertisement has caught your interest, please feel free to contact me. All banking services are free for our clients. Fehérgyarmat is situated in Szabolcs-Szatmár-Bereg County, serving as the seat of the Fehérgyarmat district and is the traditional center of Szamoshát, located on the eastern bank of the Szamos river.

for sale

• Rooms2
• Bathrooms1
• Floor Area51 m²

For sale is a 1.5-bedroom family house in Nyíregyháza-Oros, offering 51 m² of living space. The property underwent a complete renovation in 2022, featuring a fully refurbished bathroom, new plastic windows, and updated flooring (tiles and laminate). Heating is provided by a solid fuel boiler. The plot spans 1,100 m² and includes several fruit trees (cherry, sour cherry, and peach), along with a garage and storage space. All our banking services are free for buyers. For any inquiries about the property, feel free to call. Duna House office, Korányi F street, Nyíregyháza.

for sale

• Rooms2 + 12 + 1 half
• Bathrooms1
• Floor Area80 m²

Offering for sale a 80 sqm family house in Nyíribrony on Dózsa György Street. This renovatable property features 3 rooms, a kitchen with dining area, a bathroom with WC, hallway, and pantry. The home is heated by two gas convectors and is currently unoccupied, with all utilities active and paid. The plot size is 2085 sqm. If you are interested, please feel free to call. Suitable for Falusi CSOK with 1 or 2 children. We offer free assistance for all banking services for our clients.

for sale

• Rooms3
• Bathrooms0
• Floor Area86 m²

Openhouse Debrecen presents a charming family house in Hajdúsámson, reference number #178367. Situated on a 2057m² plot, this 86m² brick-built home features a recently renovated interior (2020) with gas central heating and air conditioning. The house boasts a brick wall with 10 cm insulation, plastic windows with shutters, and a paved courtyard accommodating a double garage and auxiliary buildings. Conveniently located near nurseries, schools, and medical facilities, with a bus stop just steps away. If you're seeking a comfortable home that’s ready to move into, don’t hesitate to call and arrange a viewing. For more information about this house or any other family homes, feel free to reach out. Reference number: #178367. As part of the Openhouse Debrecen network, we offer a comprehensive range of services, including free mortgage mediation by an independent loan expert. We also assist with property valuation, energy certificates, and legal background services. Your home is an investment, and real estate is a business.

for sale

• Rooms4
• Bathrooms0
• Floor Area90 m²

Premium quality, newly built semi-detached house in Sámsonkert, an exclusive home in a tranquil environment. The property includes a 492 m² private plot with a paved driveway and established pathways awaiting its new owner. Built with brick and insulated with 12cm graphite insulation, the roof is covered with tiles. The heating system is powered by a gas boiler, with underfloor heating in communal areas and radiators in private bedrooms. Modern heat-insulated windows and energy-efficient solutions ensure low utility costs. Solar panel preparation for easier installation, and a chimney is built in case a fireplace is desired in the living room. The garden connection offers an ideal opportunity for relaxation, gardening, or organizing family events. The living area boasts a useful floor space of 90m², which includes a bright, 35m² open-plan kitchen-living room, making it the heart of family life. The house features three bedrooms measuring 10m², 9.3m², and 11.3m². There is a bathroom with a toilet and a separate toilet, along with a 2m² pantry and a 5m² utility room. The semi-detached house also includes a 17m² terrace, providing a perfect space for daily activities and entertaining guests while harmoniously connecting indoor and outdoor areas. The technical solutions aim not only for comfort but also for long-term economical sustainability. This semi-detached house is not just a property but a thoughtfully designed living space that meets modern expectations while standing as a valuable investment. If you are looking for a peaceful, warm home for your family, feel free to reach out. If you are interested in this semi-detached house for sale in Hajdúsámson or any other similar properties and would like more information, please contact us. Reference number: #179708. As a member of Openhouse Debrecen Hadházi Street Real Estate Office, I look forward to presenting you with our full range of nationwide listings. Would you like to apply for financing for the purchase of this semi-detached house? Our independent mortgage expert will assist you with free mortgage mediation. We also offer additional services (e.g., property valuation, energy certificate, legal background) to assist you in your purchase. Home is value. Real estate is business.

for sale

• Rooms4
• Bathrooms0
• Floor Area90 m²

Premium quality, newly built semi-detached house in Sámsonkert, an exclusive home in a tranquil environment. The 438 m² private plot features a well-maintained, paved parking area and designed walkways, awaiting its new owner. The construction is brick with 12cm graphite insulation, and the roof is tiled. The heating system is gas boiler-based, with underfloor heating in communal areas and radiator heating in private bedrooms. Modern, insulated windows provide energy-efficient solutions for low utility costs. Solar panel preparation is included for easier installation. A chimney is built for those wishing to install a fireplace in the living room. The garden connection offers ideal opportunities for relaxation, gardening, or family gatherings. The living space has a useful area of 90m², featuring a bright 35m² open-plan living room with a kitchen, serving as the heart of family life. The house includes 3 bedrooms measuring 10m², 9.3m², and 11.3m² respectively. There is a bathroom with a toilet and a separate toilet. A 2m² pantry and a 5m² utility room are also included in the house. The semi-detached house also features a 17m² terrace, providing a perfect spot for everyday life and hosting guests, while the indoor and outdoor spaces harmoniously connect. The technical solutions aim not only for comfort but also for long-term economical sustainability. This semi-detached house is not just a property, but a consciously designed living space that meets modern expectations while also serving as a valuable investment. Contact us confidently if you are looking for a calm, warm home for your family. If this semi-detached house in Hajdúsámson has caught your interest, or if you want more information about any other semi-detached house, please reach out confidently. Reference number: #179733. As a member of the Openhouse Debrecen Hadházi street real estate agency, I look forward to offering you our entire national network's portfolio. Are you considering applying for a loan for the purchase of this semi-detached house? Our independent mortgage expert will assist you with free mortgage mediation. We also support you in the purchase with our additional services (e.g., valuation, energy certificate, legal background). A home is valuable. Real estate is business.

for sale

• Rooms4
• Bathrooms0
• Floor Area69 m²

The Openhouse Debrecen Hadházi Road Real Estate Agency offers this house for sale, reference number #179385, located in Hajdúsámson. - A dynamic residential area of Hajdúsámson, this terraced house is now available for sale. The legal status of the property is well-organized. - Built in 2007, this property features a brick structure with a total area of 69m². - The house includes three separate rooms, making it an ideal choice for families and young couples. - Heating is provided by a gas boiler system. - The windows are made of wood and equipped with blinds. - On the ground floor, there is a separate bathroom and toilet, while an additional toilet is available on the upper floor, providing practical convenience for daily life. - The property includes a fenced private yard, perfect for relaxation, gardening, or as a safe play area for children. - The neighborhood is tidy and quiet, with excellent infrastructure, making public transport easily accessible. - This house is a perfect choice for those who value a good location, practical layout, and a calm yet accessible environment. If you are interested in this house for sale in Hajdúsámson or would like more information on other properties, please feel free to contact us. Reference number: #179385. As a member of the Openhouse Debrecen Hadházi Road Real Estate Agency, I look forward to presenting you with our full range of offerings nationwide. Would you like to apply for a loan to purchase this house? Our independent mortgage expert can assist you with free mortgage brokerage services. We also offer additional services (e.g., property valuation, energy certificates, legal background) to assist you in your purchase. Home is value. Real estate is business.

for sale

• Rooms3
• Bathrooms0
• Floor Area171 m²

A family house is available for sale on Csillagvirág Street in Debrecen. This property is located in a rapidly developing area of the city. The plot size is 790 m², providing ample space for further developments. The building features a wooden structure, offering a natural appearance. Insulation is made from 25 cm thick Rockwool material, ensuring excellent thermal and acoustic insulation. The property is equipped with plastic windows and features a gas boiler for heating. The living space is designed as an open plan, covering an area of 70 m². A 30 m² gallery serves as a bedroom. The 30 m² terrace connects directly to the living area, providing a comfortable outdoor living space. With a ceiling height of 5.60 meters, the house feels spacious and airy. The neighborhood is continuously developing. The property is in good condition and is ready to move in. The building consists of two separate entrance apartments, each with a gallery and a total area of 35 m². The yard is well-maintained and offers additional opportunities for the owner. Public transport is accessible, and nearby shopping centers and sports facilities are available. This property offers a spacious and unique home for families and presents an opportunity for entrepreneurs to combine residential and rental functions. If you are interested in this family house for sale in Debrecen or any other family house and would like more information, please feel free to contact us. Reference number: #177191. As a member of Openhouse Debrecen Hadházi Street Real Estate Office, I look forward to presenting you with our complete national portfolio. Do you need a loan for purchasing the family house? Our independent mortgage expert can assist you with free loan mediation. Our additional services (e.g., property valuation, energy certificate, legal background) will also help you with the purchase. Home is value. Real estate is business.

for sale

• Rooms4
• Bathrooms0
• Floor Area81 m²

The Openhouse Debrecen Hadházi road real estate agency presents this family house for sale in Hajdúsámson with reference number #177400. - This family house is situated on a 781 sqm plot with a living space of 81 sqm. - The foundation is made of concrete, featuring mixed masonry and 10 cm insulation. - The roof is covered with sheet metal, and the windows are plastic. - Inside, the house includes an entrance hall, kitchen, living room, bathroom, and 3 bedrooms. - The heating is provided by a multi-fuel boiler with radiator heat distribution. - The plot includes a covered terrace and storage rooms. - Nearby, you will find a kindergarten, school, gymnasium, pharmacy, and shops. - Are you looking for an affordable family house in a pleasant environment? - Then this is the one you've found! - Come and see the potential for yourself! If you are interested in this family house for sale in Hajdúsámson or any other family house and would like more information, please feel free to contact me. Reference number: #177400. As a member of the Openhouse Debrecen Hadházi road real estate agency, I look forward to assisting you with our full range of nationwide offerings. Would you like to apply for a loan to purchase this family house? Our independent loan specialist can assist you with free loan mediation. We also support you with our additional services (e.g., property appraisal, energy certificate, legal background) during the purchase process. Home is value. Real estate is business.

for sale

• Rooms3 + 13 + 1 half
• Bathrooms0
• Floor Area135 m²

For sale in Hajdúszoboszló, near the center, a two-storey family house with a floor area of 134 square meters, built on a 750 sqm plot in 1984 with a concrete foundation and brick walls. The property includes a habitable 1.5-room ancillary building with full utilities constructed from brick. Both properties have undergone continuous renovations over the years. They come with separate utility meters, except for the water meter, providing plenty of possibilities for use, suitable for two families or rental tenants, or for running any business. The windows have been replaced with plastic ones, and the main building has gas central heating, while the ancillary building is equipped with a gas convector and an air conditioning unit for heating and cooling. Additionally, a summer kitchen and garage are available in the ancillary building, enhancing the residents' comfort. The yard features 12 fruitful trees for the family. With the support of OtpBank, we offer tailored loan programs like Otthon Start, Csok, Babaváró, and personalized home loans without waiting in line.

for sale

• Rooms1 + 21 + 2 half
• Bathrooms0
• Floor Area123 m²

FOR SALE IN HAJDÚSZOBOSZLÓ!!! This exquisite newly built terraced house comprises 7 family homes, each with its own garden, ideal for families seeking comfort and space. The advertised G house has a size of 123 sqm, featuring a ground floor area of 67 sqm and an upper floor area of 56 sqm. The ground floor includes a bathroom, kitchen, dining area, living room, hallway, garage, and terrace, with an additional 78 sqm of private garden. The upper floor will have 1 bedroom, 2 half-rooms, a hallway, bathroom, wardrobe, WC, terrace, and loggia. Available terraced houses include: House G - 123.17 sqm - 105 million HUF; House A - 123.17 sqm - 105 million HUF; House B - 147.25 sqm - 135 million HUF; House C - 147.25 sqm - 135 million HUF; House D - 147.25 sqm - 135 million HUF; House F - 122.43 sqm - 105 million HUF. Key features include: main walls made of 30cm POROTHERM brick with 15cm polystyrene insulation, high-quality PVC windows with triple-glazed thermal insulation, roof windows with FAKRO standard U3 glazing, energy-efficient heating and cooling systems, and a 2kw solar panel system per unit. The E, F, and G terraced houses are completed and ready for occupancy. The construction of houses A, B, C, and D has started and is expected to be ready by Q4 2026! The OTP Bank Group offers full administrative support for buyers and sellers. For further inquiries or to schedule a viewing, feel free to contact us any day of the week!

for sale

• Rooms5 + 15 + 1 half
• Bathrooms0
• Floor Area115 m²

For sale in Hajdúszoboszló, near Mátyás Király promenade, this two-storey family house has a living area of 115 m² and is built on a 422 m² plot. Constructed in the 1970s with a solid concrete foundation and brick walls, it underwent renovations in 2005, featuring a new shingle roof and updated flooring. The well-designed layout includes 3 bedrooms and a living room, with a bathroom equipped with a shower. The first floor comprises the bedrooms. The property is secured with a dual-loop alarm system. Additionally, the plot contains 2 apartments: a two-bedroom unit of 22 m² and another of 18 m², both in habitable condition. The windows are made of wood with thermal insulation glass, and heating is provided by gas convectors, along with a heat/cool air conditioning unit to maintain comfort. Our office offers hassle-free management of OTP Bank’s Home Start Loan Program, CSOK, Baby Waiting and personalized housing loans.